CaribRM © 2010 - All Rights Reserved Caribbean Risk Managers Limited Hotel Property/Liability Surveying CaribRM helps identify and reduce your loss exposures. We help businesses remain profitable and sustain their financial strength by  managing their risks. Our Risk Surveyors have the experience and expertise to help you identify and manage your potential for loss.  No matter what your size, our specialists can help you succeed in your business goals. CaribRM Risk Surveyors help hotel operators  control costs associated with property damage, injuries and business interruption in day-to-day operations or after major  catastrophic events. We can help your business maintain profitability through hazard identification, evaluation, elimination and  control. CaribRM resources will help strengthen your risk management programme with proven services to protect lives, safeguard  assets and maintain profitability. We provide detailed underwriting descriptions of the risk as well as recommendations for risk improvement. Our reports incorporate numerous photographs as well as maps and graphs which are designed to provide you with a clear understanding of the risk and the exposures identified. They can also be tailored to suit an individual client’s needs. We also offer additional risk management support including follow-up visits and an on-going Risk Improvement Programme. Insurers and clients find this particularly useful where the claim history is less than satisfactory. Post-survey training sessions can also be arranged. We can also utilise our extensive knowledge of the alternative risk transfer markets to identify cost-effective solutions for hard-to-cover risks or top-up coverage (including parametric solutions, weather derivatives and live-cat coverage). These services are offered throughout the entire Caribbean as well as in South and Central America. The risk survey team knows the region intimately and CaribRM’s Risk Survey Reports are highly regarded in the international reinsurance markets, combining professional expertise with the local knowledge and insight which our Caribbean Basin experience provides. Liability: We can develop an overall loss management process to identify  and manage exposures and risks to guests and to employees. CaribRM  has effectively prevented accidents and injuries for numerous hotel  clients across the region. We have achieved these objectives by  identifying and focusing on the exposures that cause losses.  Property: CaribRM can help develop systems that minimise or eliminate  losses that interrupt business and damage assets. Trained surveyors  conduct field surveys of your exposures and consult with you on risk  improvement plans. CaribRM services include fire protection analysis,  common and special hazards evaluation and management programmes  consultation.